Money is the root of all evil

Money is the root of all evil.  Isn't it?

Actually, no, it is not!  Most certainly not!

What actually is money?  What it should be is a measure of the value that you have given to society.  Sometimes that measure doesn't work very well, with society giving greater value to some things and lesser value to others than perhaps should be the case.  But, for all its faults and limitations, that is what money is supposed to be and what in principle it is.

If money is a measure of the value you have given, how can this be evil?  It may be faulty; it may not be as good a measure as we want it to be; but clearly it is not evil.  Not unless you believe giving value to others is evil!

So where does this idea that money is the root of all evil come from?

It actually comes from a misquote of something St Paul wrote to his young disciple Timothy.  What Paul wrote was "For the love of money is a root of all kinds of evil."  That is quite different.   Paul was certainly not saying there was anything wrong with money itself, just with the way some people respond to it.  Money itself is not evil, nor is the possession of money evil.  What is evil is simply greed.

Unfortunately, the misconception that money is the root of evil is buried deep in almost all of us.  Consciously most of us know that money is neutral - it is how you view it and how you use it that can either be good or evil.  But unconsciously we have this deep-seated belief that money itself and the possession of wealth are both evil.

It is very important to try to unearth this deep-seated and quite wrong belief about money.  Until you do you will find you have two big problems.

Firstly, you will feel uncomfortable about any wealth you have now, be it very small or very large.  You may not recognize that this is the way you feel, so it will probably just express itself as a general feeling of dissatisfaction.  Don't allow this to happen.  Why feel uncomfortable for no reason whatsoever?

Secondly, your subconscious mind will "know" that as money makes you uncomfortable it is best not to let you have any.  That is a disastrous situation!  Your subconscious is extremely powerful, and if it has decided you should not have money, or at least should not increase your wealth, you will find it extremely difficult to become any wealthier than you already are.  And that is exactly the situation most people are in!

One way to begin countering this unwarranted prejudice is to start thinking about what I have said money is - a measure of the value you give.  Think about it very positively in this way.  Think about the value you give to your employer if you are an employee, and to your clients if you are in business for yourself.  If you feel you do not give much value, then maybe it is time to think more carefully about what you are doing and whether, in fact, you should be doing something different.

Think about other ways you can give value to society and to those around you.  As you do this, gradually you should find opportunities begin to arise for you to give that value and to receive money in return.  The more you focus on this the more such opportunities will arise.

The other way to counter it is to think about all the good you can do with any increase in your wealth you might achieve.  Good you can do for your family and friends.  Good you can do for others around you.  There is so much good you can achieve if only you have enough wealth to fund those plans.

Perform both these exercises regularly and you should find that your money "blocks" will gradually disappear.  As they disappear, opportunities to increase your wealth will arise.  Many of these opportunities have actually been there all the time, but you did not recognize them because you were restrained by your wrong inner belief that money is evil.  Other opportunties will also arise, gravitating to you by the Law of Attraction, which is another subject for another day.

Abundance Thinking and Limitation

What does the word "abundance" mean to you?

For far too many people it means something that doesn't exist.  They believe in limitation rather than abundance.  They believe there is a limited supply of everything and that we must either compete and even fight with others to gain whatever it is we want, or we must accept that because there is a limited supply we must limit ourselves, not try to get everything we want, and that if we do anything different we are greedy.

For many things that we want it is simply illogical to believe in any limitation.  Take happiness, for example.  Is there a limited supply of happiness in the universe?  Really?  Why on earth should there be?  There are no limits to happiness.  Yes, things can happen which impact on our happiness, although there are always ways of controlling that impact.  But there is certainly not a limited supply of happiness, and it would be entirely illogical to believe there was.  Yet so many people behave in a way that shows they subconsciously believe there is a limited supply.  They don't believe it is right to want to be happy when so many people in the world are sad.  Why?  If you choose to be sad too does that reduce the sadness of people around you?  No, of course not!  In fact, just the opposite.  Happiness can be contagious, so by developing and nurturing happiness in yourself you can also spread happiness in the world.  Isn't that a good thing to do?  There are no limits to happiness.  There is an abundance of happiness in the world.

Or how about love?  Is that limited?  Of course not!  If you are looking for love, then don't go around believing it is limited.  Are you looking for your life partner, for someone who will love you without limit and whom you can love without limit?  But have you started to believe that perhaps there is no such person?  Or were you looking for a group of friends you can really love without limits and who will really love you without limits, and then gave up at some point because you felt this would never materialize?  There are no limits to love.  There is an abundance of love in the world.  Open your heart to it and allow that abundance to manifest within your life.

On a more practical level, many people today are concerned about limited resources in the world.  There are limited amounts of raw materials.  There are limits on the amount of energy we can produce without depleting resources for future generations and destroying mother earth.  At least there is more logic in this thinking.  It is true we have over exploited many of the earth's resources and continue to do so.  It is good to look at your carbon footprint and try to find ways to reduce it so you are causing less damage to the world in which you live.  But ultimately, in the future, is there a true limit here or is there a hidden abundance for which we simply have to find the key?  I believe it is the latter.  So does eminent scientist Peter Diamond, a medically qualified space scientist and engineer who graduated from both MIT (Massachusetts Institute of Technology) and Harvard Medical School, and who co-founded the International Space University and the Singularity University.  Peter Diamond believes in abundance even in the area of energy and resources.  He believes mankind has the ability to find ways around the limitations we see today and create an abundant future.  Check out his books "Abundance: The Future Is Better Than You Think", and only just published on 23rd February 2016 "BOLD: How to Go Big, Create Wealth, and Impact the World".  In the universe there is an abundance of energy and resources.  We just have to find ways to unlock that abundance.

Another practical area where far too many people believe in limitation is that of money.  Again, the prevailing belief, which is completely wrong, is that there is a limited supply of money, and that it is evil to want lots of money as you will then be depriving others of the money they need.  This is nonsense!  If you really want to become wealthy the best way of doing so is not to take wealth that belongs to others but to help others achieve what they want to achieve.  Doing this is the best way of becoming really wealthy, and it is also very ethical.  You are not taking wealth away from others but becoming wealthy by helping others.  Zig Ziglar said "You will get all you want in life if you help enough other people get what they want."  He was not just talking about wealth here, but certainly this applies very much to wealth.  There is no limitation to wealth.  Wealth is abundant.

Whatever it is you want, recognize it is here in the universe in abundance.  There are no limits.  Only the limits you have created in your own mind.  Break the shackles of those blocks you have created and claim the abundance that is waiting there for you.  Claim it, and at the same time share that abundance with others.  Your own life will be far better and so will the lives of your family, friends, and others around you.

An Easy Way to Become a Millionaire

How can you become wealthy?  Really wealthy?  Millionaire kind of wealthy?

Obviously you need to do something to earn money.  There are lots of ways of earning extra money if you look hard enough, but that is not what I am looking at here.  Whatever you do to earn money, and no matter how much you earn, you may still never become wealthy.  That is the issue I am going to address.

If you take a good look at people who have become millionaires you may be surprised at how comparatively little many of them have earned.  I am not talking here about the Richard Bransons or Warren Buffetts of the world.  Not the super rich.  But lesser known people who have managed to accumulate at least $1 million.  If they do not earn much more than an average wage (whether or not it is actually a wage - many probably earn by running their own businesses) how did they become so wealthy?

Let's begin by looking at a quote from Charles Dickens:

"Annual income twenty pounds, annual expenditure nineteen [pounds] nineteen [shillings] and six [pence], result happiness. Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery."

What Mr Micawber said here contains the key to becoming wealthy.  Not, of course, by saving only a penny a year, but the basic principle here is what those millionaires understand and put into practice.

If you work for a salary, when did you last get a pay rise?  If you run your own business, when did you last manage to increase its annual profits?  Think back to that time.  How much did you spend every month a few months before your income increased?  How about after your income increased?  Did you continue spending the same every month, or did you increase it, even if only by a little?

Digging a little deeper, do you tend to spend more every month than your income?  Don't be embarrassed if the answer is "yes" - many people are in this situation.

The first step is therefore to get your expenditure under control.  If you are spending more than you earn, at least make sure you reduce it enough to avoid going further into debt.  The next step is then to reduce it further so it is at least 10% less than your income.  And when your income next increases, try not to increase your expenditure.  If you simply have to increase it, make sure it is no more than 50% of the increase.  Now invest the money you are no longer spending.

If you can do this, I can assure you that your wealth will grow very quickly.  Within just a few years you will be very wealthy.  It is as simple as that!

The reason this works so well is because of the power of compounding.

Imagine for a moment that by following my suggestion you are able to save $100 this year.  How difficult is that?  Less than 10 cups of fairly cheap coffee a month.  This should easily be achievable.  According to Warren Buffett you should expect an annual return of between 6% and 7% if you invest long term (i.e. 10 years or more) in the stock market.  Let's take the mid range of this and assume you average 6.5% growth.  Within 12 years, if you reinvest the growth, you will have doubled your money to $200.

But this assumes you can only ever save that $100 once and that in all future years you save nothing at all.  That is certainly not the way to become wealthy.  So let us now assume you save $100 each and every year.  By year 13 you will have over $2,000 in your investment account.  A lot better than $200!

Finally, let's assume that by a combination of more careful pruning of your expenditure and periodic increases in income you manage to double that $100 saving each year.  By year 14 you will have nearly $2 million!

Ok, perhaps that last scenario was a little unrealistic.  It is ok doubling your savings in the first few years but it will get more and more difficult just to keep doubling it.  But also I believe if you look properly at your expenditure you can make savings of a lot more than $100, and also if you keep at least 50% of any increase in income there will be even more for you to invest.  Without doing anything particularly drastic, someone on average earnings should easily be able to become a millionaire in 10 to 15 years.

Never again think that becoming a millionaire is beyond you, that you need to be an adept at manifesting, that you need to be very lucky or born into the right circumstances.  Most of us can easily become millionaires if we really want to just by following the above steps.

How Much Are You Worth?

If you had to put a value on your time, how much would it be?  How much are you worth per hour, per day, per month, per year?

Whatever you have written, I suggest you now multiply that by 10.  This new figure is probably a more accurate estimate of how much your time is really worth.  And that is simply what you should be valuing it at now, not what it could be in five or ten years' time.

Some people reading this will immediately get it.  Something will shift inside them and they will know I am right.  If you are one of those people, then great!  Now go out and use this new realization!

But many will be mystified.  They will hang on to the figure they originally stated.  If you are one of those people, let me ask you another question.  Have you tried using the "Law of Attraction" and found it didn't work for you?  Have you tried "manifesting" and found nothing you tried to manifest seemed to appear?  Let me tell you why.  You are grossly undervaluing yourself.  You are telling the Universe that you are only worth the figure you have just written down and do not deserve more than that - and the Universe is listening to you!

Many people will have written down the figure they earn as a "wage slave" - i.e. what their boss chooses to pay them.  Others who are self employed may have written down their average earnings, or perhaps if they are a little more optimistic they will have put something near the highest amount they have recently earned.  But these figures are not what you are worth.  They are not even close.  You are worth far more than this!  That is why I told you to multiply your stated figures by 10.  Even that is probably not the right figure, but it will be a lot closer!

Once you have done this exercise, how should you use it?  Well that will depend very much on your circumstances and on what you want to achieve.  In most cases it would probably not be a good idea to just march into the office of your boss and demand a tenfold increase in your salary!  Notice, though, I did say in most cases - in a few cases this might just be the impetus you need to branch out on your own, which is almost certainly what will have to happen if you demand such a large salary increase.  But simply being aware of your true worth (I mean the financial worth of your time, of course, as your real true worth cannot be measured in pounds or dollars) is a very good first step to creating greater wealth.  If you now start to use the "Law of Attraction" again you should find opportunities arise which result in more money coming your way.  Maybe not large sums initially, but Rome wasn't built in a day!

Knowing your true financial worth, begin to dream.  And let your dreams reflect that new worth.  You will find, bit by bit, this will make a big difference in your life.  A bigger difference than you probably expected when you first began reading this article.

Spirituality and Materialism

Do you believe personal development should be all about spiritual development?  Or for you is it all about manifesting wealth?  Or something in between?

There is a big debate about this.  Some people feel very strongly it should focus on spirituality and that any talk about wealth is selfish.  Others feel developing their spirituality is something best done in church and that it doesn't have any real meaning in their every day lives.

I certainly don't agree that spirituality is all about going to church (or the mosque, or temple, depending on your religion).  To me, spirituality is very much something that should be part of day to day life.

Much of what I study in the personal development field has a spiritual nature.  But certainly not all.  I believe I am a spiritual person.  But I am also materialistic!  Not in a negative sense - I don't believe material things are more important than spiritual things for example.  But I also believe that we live in a material world and that the material things around us are not there by accident.  We are intended to enjoy them.

So I am a mix of spiritual and materialist, and I hope many of my readers are too.

I want to improve my material lot in life, and so I practice manifestation.  I invite the Universe to bring me wealth and riches.  Is this wrong?  Many, unfortunately, would say it is, but I strongly believe it is the right way to live.

I should also point out that in order to have the Universe bring you material things you need to express love and you need to express gratitude.  Not just gratitude when you get what you are trying to manifest, but gratitude now for what you already have.  Love and gratitude are spiritual qualities, yet they are the essence of any really good training in how to manifest material things - certainly in any of the programs I use and promote.

It is important to have your priorities right.  Material things cannot bring lasting happiness.  I work on my inner spirit for that.  But if I acquire them in the right way, ethically and morally, and if I use them to improve the lot of others, then this is the right priority.

If you, too, want to be wealthier, if you want more money in the bank, a nicer home, a better car, then affirm this without guilt.  The Universe wants this for you too.  There is nothing immoral about it.  You are not endangering your spirit by wanting these things and going after them.  Go for it!  But work on improving spiritually too, and literally enjoy the best of both worlds.

Abundance

What is abundance?  If you have spent any time at all looking into personal development you must have come across this term so many times.  But what exactly is it?

According to my dictionary, the word "abundance" means "the state of having a large quantity; plentifulness".  But a large quantity of what, precisely?  Plenty of what?  The answer, of course, is "everything".

Or perhaps, more accurately, "everything that is good".  That is not the dictionary definition, which could apply equally to everything that is not so good.  But in the way it is used by me and by everyone else involved in personal development "abundance" is only that which is good.

This is a very important point to get your head around.  "Abundance", in the way in which we mean it, can only be good.  If you can really take that in and accept it, you will already have removed one of the biggest blocks to abundance which most people seem to have.  The belief that there is something wrong about wanting abundance, that it is selfish, that the things you want are not good for you.

If whatever comes to you when you pursue abundance is only good, then it cannot be wrong to want it.  It cannot be selfish. It cannot be bad for you.  Know this for a certainty.  Believe it with your inner core.  If you do, you will find it so much easier to achieve whatever you want to achieve.  But if you do not, you will find it almost impossible.

One thing that many of us pursue is "success".  Is it wrong to want to be successful?  Of course not!  How could it be?  Otherwise it would be right to want to fail - and that certainly cannot be right, unless you mean as a step towards final success such as experienced by Edison.  Most of us know this superficially, but deep down there is something in us that contradicts it.  We see other people who have achieved what society calls success and notice they are not always happy and fulfilled - sometimes they are quite miserable and are very poor role models.  Inside, we say "if that is success then I don't want anything to do with it!".  Everything comes back, though, to what you mean by success.  I would argue that none of those people are truly successful.  They may have become famous, they may be wealthy, but they are not successful.  Decide on your measure of success, ignoring what the world tries to say success must be, make sure it is fully aligned with your inner nature, and then go for it!  You will find, if you do this exercise properly, that your definition of success is a good thing for you and also if you determine to achieve it you will.

Another thing so many pursue is "wealth".  Is there anything wrong with wealth?  Again, of course not!  Wealth is neutral when it comes to good and evil.  Everything depends on how it is used.  Look at how Bill Gates has chosen to use his wealth for example!  Some people feel it is wrong to want to be wealthy, believing the only way you can become wealthy is by depriving others of what they need or want.  Ridiculous!  Yes, it is possible to become wealthy through selfish or even illegal means.  But that is not really abundance.  And the Universe has a way of restoring the right balance.  If not in this lifetime then in the next.  But often in this lifetime - there are so many cases of people who have acquired their wealth selfishly finding it is all frittered away in next to no time.  The best way of becoming wealthy is by giving great value to others - who then add to your wealth in return.  Do this properly and you will find you become truly wealthy in an abundant way.

Get your mind straight on the true meaning of abundance and you too can have everything you truly desire.  The Universe is truly abundant and is simply waiting to share that abundance with you.  Go out now and accept that gift with gratitude rather than ungraciously continually to throw it back in the face of the Universe!

Is it wrong to want to be wealthier?

As a researcher into the many different forms of personal development I frequently come across books, coaching programmes etc which promise to help their purchasers become wealthier.  I find many of these long on promises but short on results, and those go no further than my desk.  But some are genuine.  Recently I have come across several genuine such systems based around the Law of Attraction, which I know works as long as it is used properly, and I have been recommending some of these to members of my exclusive subscription list.

What I have found enlightening, though, is that many people who rely on me to conduct this kind of research tell me they are not interested in becoming wealthier.  Some even seem to object to the whole idea, as though it is morally abhorrent in some way.  So I thought this would be a good time to look at whether wanting to be wealthier really is, in some way, a bad thing.

Let me begin by telling you a story about two brothers.  We will call them Luke and John.  They were born into a family that, whilst not outright poor, nevertheless had little spare money left once all the essential bills were paid.  Both brothers wanted their lives to really mean something, to help others who were less fortunate.  But they also needed to earn a living, and as with most of us this really took up most of their time.  They began their working lives as junior managers in a big international company.  Luke stayed there, and managed each month to put aside $500 for charity.  This was as much as he could afford.

John, on the other hand, decided that this was not enough.  But he was on around the same salary as Luke, so he couldn’t really afford more than this.  What John decided to do instead was set up his own business, giving him the chance of creating more wealth, which he could then use for charitable purposes.  Luke was unhappy about his brother’s decision, saying he had sold his soul to the devil by wanting to build his fortune, but John took no notice.

For the first few years John could only afford to donate to charity a fraction of what his brother was donating.  But then his business grew and grew, as John was successfully practising Law of Attraction techniques.  After only 5 years John owned a multi-million dollar business.  The business itself helped a number of charities, and John personally donated $5,000 a month to charity as well as living a much wealthier lifestyle than his brother Luke.

My question here is who was doing the greater good – Luke or John?  You may correctly answer we don’t have enough information, as we don’t know what each brother was like in his day to day life.  How each treated the people they met etc.  But if we assume they both retained their original loving personalities I think you will agree John must be doing the greater good – as he has much greater resources to do so.

You see, wealth itself is certainly not evil.  It all depends on what you do with that wealth.  If you are selfish and try to hold on to it all and not use any of it to help others, then this is clearly not a good thing.  But someone who is like that may be just as selfish whether they have $1 or $1,000,000 spare.  What is wrong is not the money but the attitude of the person who owns it.  You could compare money with a natural force like electricity - it is neither good nor bad, but neutral.  If you use it to light your house and read a good book which ends up making you a better person, then that is good.  But if you use it to electrocute someone and kill them that is clearly bad.

If you see the acquisition of wealth as a means to an end, and the end is good, then there is absolutely nothing wrong with wanting to be wealthier – obviously provided you use ethical means to acquire that wealth.

Some of my Christian readers may say that the Bible says money is the root of all evil, but it does not say this at all.  So many people misquote the passage from 1 Timothy 6:10.  What St Paul actually said in this passage was:

“For the love of money is a root of all kinds of evil.”

The love of money, rather than the love of the good you will be able to do if you acquire it in the right way.  That is very true.  If you love just the money itself you will want to try and hold on to it and end up not using it for good – and that is wrong.  But it is certainly not wrong to want to acquire money to have a better lifestyle if you are also going to use some of your wealth to improve the lot of others.

So, is it wrong to want to be wealthier?  My answer as a personal development researcher is a resounding “No!”  Go for it!  Use the Law of Attraction properly to become wealthier, and then see what good uses you can make of that wealth as you begin to acquire it!

3 Lies You Tell Yourself About Money

by

Andrew A. Block

Did you know that your attitude toward money affects many different aspects of your life. How you feel about money and wealth affects not only the amount of money a person tends to accumulate but also how happy they are in life. Changing the way you look at income, investing and wealth can literally change your life as well as make you a happier person, in general.

We are all brought up in a society where we are taught many different things concerning money and wealth. Your parents, teachers and society didn't mean to warp your mind or harm you but there are several thoughts that most of us feel are true without even thinking about it. These teachings might be somewhat true but they are taken a bit out of context.

First, the belief that you need money to make money is sometimes taken a gospel truth. If you feel that you are doomed to the social class or tax bracket that you currently inhabit, this might be a belief that you hold to be true. You see wealthy people who are able to invest large sums in stock and business ventures. They reap big rewards and a loss is only a small sum of what they own so it barely phases them.

While it might be true that it's easier to invest large sums of money and lose large sums and still survive for the world's wealthiest individuals, everybody had to start somewhere. Most of the world's most successful people started with nothing or lost everything and had to rebuild their empire a time or two. Belief, desire and a dream were their leverage and it can be the same for you if. It is often their thoughts or vision that make them their wealth and not simply investing in the right stocks or businesses.

Next, many of us believe that in order for us to make large sums of money, it must come from someone else. We believe that wealth is a zero sum game. This means that in order for us to have something it must be taken away from someone else. We become rich while someone else becomes poor. If we have any sort of heart or soul, this can be troubling and it can cause you to subconsciously resist wealth and money.

The truth is that wealth comes more often when you help other people. The world will gladly fill your pockets if you can solve some of their biggest problems. If you can build a better mouse trap or find a way to provide value or save people time and effort then the world will beat a path to your door. Greed demands that we take from others. Wealth is about helping others and providing value and making lives easier and happier.

The last lie that we have all been told is that money is the root of all evil. Most of us have heard this and been taught it since we were children. You might even despise wealthy people and their apparent greediness. In your mind you might even worry that you will lose your friends and family if you were to become rich. You worry that you'd change and become arrogant or that people will become jealous and despise you because of how much money you have.

Here's the truth. You don't have to change a thing after you become rich. Money doesn't have to change you. It is your choice how you live your life and how you treat people. Other people's jealousy is their own problem. You have a life to live and probably people that you wish to take care of. Do you really want to sacrifice their happiness because of what other people will think? Greed and being willing to do anything for money is evil. Providing value to the world and solving some of the world's problems should be a goal that we strive towards. The money or wealth is only a byproduct of wanting to help others.

Your thoughts about money and your fears about how it might change your life are just a few aspects of investing and wealth building that all of us struggle with. Being able to wrestle these misguided thoughts into submission and replace them with more positive thoughts can change how wealth comes to you in your life. Often our subconscious holds us back and keeps us from becoming wealthy. We are done before we have even begun all thanks to our own mind. Conquer your mind and you can conquer the world. You have grand thoughts and big things that you wish to do in this life and the world is willing to pay you handsomely for helping.

Go to http://regal-assets.positive-and-optimistic.org/ to learn more about investing and creating wealth. Learn how to change your thoughts and change your life.

There Is A Science of Getting Rich

Chapter 2 of "The Science of Getting Rich"

by

Wallace D Wattles

There is a science of getting rich, and it is an exact science, like algebra or arithmetic. There are certain laws which govern the process of acquiring riches, and once these laws are learned and obeyed by anyone, that person will get rich with mathematical certainty.

The ownership of money and property comes as a result of doing things in a certain way, and those who do things in this certain way - whether on purpose or accidentally - get rich, while those who do not do things in this certain way - no matter how hard they work or how able they are - remain poor.

It is a natural law that like causes always produce like effects, and, therefore, any man or woman who learns to do things in this certain way will infallibly get rich.

That the above statement is true is shown by the following facts:

Getting rich is not a matter of environment, for if it were, all the people in certain neighborhoods would become wealthy. The people of one city would all be rich, while those of other towns would all be poor, or all the inhabitants of one state would roll in wealth, while those of an adjoining state would be in poverty. But everywhere we see rich and poor living side by side, in the same environment, and often engaged in the same vocations. When two people are in the same locality and in the same business, and one gets rich while the other remains poor, it shows that getting rich is not primarily a matter of environment. Some environments may be more favorable than others, but when two people in the same business are in the same neighborhood and one gets rich while the other fails, it indicates that getting rich is the result of doing things in a certain way.

And further, the ability to do things in this certain way is not due solely to the possession of talent, for many people who have great talent remain poor, while others who have very little talent get rich.

Studying the people who have gotten rich, we find that they are an average lot in all respects, having no greater talents and abilities than other people have. It is evident that they do not get rich because they possess talents and abilities that others do not have, but because they happen to do things in a certain way.

Getting rich is not the result of saving, or thrift. Many very penurious people are poor, while free spenders often get rich. Nor is getting rich due to doing things which others fail to do, for two people in the same business often do almost exactly the same things, and one gets rich while the other remains poor or becomes bankrupt.

From all these things, we must come to the conclusion that getting rich is the result of doing things in a certain way.

If getting rich is the result of doing things in a certain way, and if like causes always produce like effects, then any man or woman who can do things in that way can become rich, and the whole matter is brought within the domain of exact science.

The question arises here as to whether this certain way may not be so difficult that only a few may follow it. As we have seen, this cannot be true (as far as natural ability is concerned). Talented people get rich, and blockheads get rich; intellectually brilliant people get rich, and very stupid people get rich; physically strong people get rich, and weak and sickly people get rich.

Some degree of ability to think and understand is, of course, essential, but insofar as natural ability is concerned, any man or woman who has sense enough to read and understand these words can certainly get rich.

Also, we have seen that it is not a matter of environment. Yes, location counts for something. One would not go to the heart of the Sahara and expect to do successful business.

Getting rich involves the necessity of dealing with people and of being where there are people to deal with, and if these people are inclined to deal in the way you want to deal, so much the better. But that is about as far as environment goes. If anybody else in your town can get rich, so can you, and if anybody else in your state can get rich, so can you.

Again, it is not a matter of choosing some particular business or profession. People get rich in every business and in every profession, while their next door neighbors in the very same vocation remain in poverty.

It is true that you will do best in a business which you like and which is congenial to you. And if you have certain talents which are well developed, you will do best in a business which calls for the exercise of those talents.

Also, you will do best in a business which is suited to your locality: An ice cream parlor would do better in a warm climate than in Greenland, and a salmon fishery will succeed better in the northwest than in Florida, where there are no salmon.

But, aside from these general limitations, getting rich is not dependent upon your engaging in some particular business, but upon your learning to do things in a certain way. If you are now in business and anybody else in your locality is getting rich in the same business, while you are not getting rich, it is simply because you are not doing things in the same way that the other person is doing them.

No one is prevented from getting rich by lack of capital. True, as you get capital the increase becomes more easy and rapid, but one who has capital is already rich and does not need to consider how to become so. No matter how poor you may be, if you begin to do things in the certain way you will begin to get rich and you will begin to have capital. The getting of capital is a part of the process of getting rich and it is a part of the result which invariably follows the doing of things in the certain way.

You may be the poorest person on the continent and be deeply in debt. You may have neither friends, influence, nor resources, but if you begin to do things in this way, you must infallibly begin to get rich, for like causes must produce like effects. If you have no capital, you can get capital. If you are in the wrong business, you can get into the right business. If you are in the wrong location, you can go to the right location.

And you can do so by beginning in your present business and in your present location to do things in the certain way which always causes success. You must begin to live in harmony with the laws governing the universe.

The Right to be Rich

For those who do not know, Wallace D Wattle's book, "The Science of Getting Rich" was written in 1910, and is believed to have inspired Napoleon Hill to write "Think and Grow Rich".  It was also the original inspiration for the book and film "The Secret".

I strongly believe that one of the biggest stumbling blocks most of us have when trying to become wealthier is a subconscious belief that we do not deserve wealth, or even a feeling of guilt about wanting to be rich.  Wattles addressed this issue in the first chapter of his book, so here is Chapter 1: The Right To Be Rich

"Whatever may be said in praise of poverty, the fact remains that it is not possible to live a really complete or successful life unless one is rich. No one can rise to his greatest possible height in talent or soul development unless he has plenty of money, for to unfold the soul and to develop talent he must have many things to use, and he cannot have these things unless he has money to buy them with.

A person develops in mind, soul, and body by making use of things, and society is so organized that we must have money in order to become the possessors of things. Therefore, the basis of all advancement must be the science of getting rich.

The object of all life is development, and everything that lives has an inalienable right to all the development it is capable of attaining.

A person's right to life means his right to have the free and unrestricted use of all the things which may be necessary to his fullest mental, spiritual, and physical unfoldment; or, in other words, his right to be rich.

In this book, I shall not speak of riches in a figurative way. To be really rich does not mean to be satisfied or contented with a little. No one ought to be satisfied with a little if he is capable of using and enjoying more. The purpose of nature is the advancement and unfoldment of life, and everyone should have all that can contribute to the power, elegance, beauty, and richness of life. To be content with less is sinful.

The person who owns all he wants for the living of all the life he is capable of living is rich, and no person who has not plenty of money can have all he wants. Life has advanced so far and become so complex that even the most ordinary man or woman requires a great amount of wealth in order to live in a manner that even approaches completeness. Every person naturally wants to become all that they are capable of becoming. This desire to realize innate possibilities is inherent in human nature; we cannot help wanting to be all that we can be. Success in life is becoming what you want to be. You can become what you want to be only by making use of things, and you can have the free use of things only as you become rich enough to buy them. To understand the science of getting rich is therefore the most essential of all knowledge.

There is nothing wrong in wanting to get rich. The desire for riches is really the desire for a richer, fuller, and more abundant life - and that desire is praiseworthy. The person who does not desire to live more abundantly is abnormal, and so the person who does not desire to have money enough to buy all he wants is abnormal.

There are three motives for which we live: We live for the body, we live for the mind, we live for the soul. No one of these is better or holier than the other; all are alike desirable, and no one of the three - body, mind, or soul - can live fully if either of the others is cut short of full life and expression. It is not right or noble to live only for the soul and deny mind or body, and it is wrong to live for the intellect and deny body or soul.

We are all acquainted with the loathsome consequences of living for the body and denying both mind and soul, and we see that real life means the complete expression of all that a person can give forth through body, mind, and soul. Whatever he can say, no one can be really happy or satisfied unless his body is living fully in its every function, and unless the same is true of his mind and his soul. Wherever there is unexpressed possibility or function not performed, there is unsatisfied desire. Desire is possibility seeking expression or function seeking performance.

A person cannot live fully in body without good food, comfortable clothing, and warm shelter, and without freedom from excessive toil. Rest and recreation are also necessary to his physical life.

One cannot live fully in mind without books and time to study them, without opportunity for travel and observation, or without intellectual companionship.

To live fully in mind a person must have intellectual recreations, and must surround himself with all the objects of art and beauty he is capable of using and appreciating.

To live fully in soul, a person must have love, and love is denied fullest expression by poverty.

A person's highest happiness is found in the bestowal of benefits on those he loves; love finds its most natural and spontaneous expression in giving. The individual who has nothing to give cannot fill his place as a spouse or parent, as a citizen, or as a human being. It is in the use of material things that a person finds full life for his body, develops his mind, and unfolds his soul. It is therefore of supreme importance to each individual to be rich.

It is perfectly right that you should desire to be rich. If you are a normal man or woman you cannot help doing so. It is perfectly right that you should give your best attention to the science of getting rich, for it is the noblest and most necessary of all studies. If you neglect this study, you are derelict in your duty to yourself, to God and humanity, for you can render to God and humanity no greater service than to make the most of yourself."

Pay Yourself First

by

Brian Tracy

Resolve today that you are going to save and invest at least 10 percent of your income throughout your working life. Take 10 percent of your income off the top of your paycheck each time you receive one and put it into a special account for financial accumulation.

Save Throughout Your Career

The fact is that if you save just $100 per month throughout your working lifetime and you invest money in an average mutual fund that grows at 10 percent per annum, you will be worth more than one million dollars by the time you retire. This means that anyone (even a person earning minimum wage) who starts early enough and saves long enough, can become a millionaire over the course of his or her working lifetime.

Lifelong Habits

Developing the lifelong habit of saving and investing your money is not easy. It requires tremendous determination and willpower. You have to set it as a goal, write it down, make a plan, and work on it all the time. But once this practice locks in and becomes automatic, your financial success is virtually assured.

Practice Frugality

Practice frugality, frugality, frugality in all things. Be very careful with every penny. Question every expenditure. Delay or defer important buying decisions for at least a week, if not a month. The longer you put off making a buying decision, the better your decision will be and the better price you will get at that time.

Parkinson’s Law

A major reason that people retire poor is because of impulsive buying. They see something they like and they buy it with very little thought. They become victims of what is called “Parkinson’s Law,” which says that “expenses rise to meet income.” This means that no matter how much you earn, you tend to spend that much and a little bit more besides. You never get ahead and you never get out of debt.

Don’t be a Victim

You don’t have to be a victim of Parkinson’s Law. If you cannot save 10 percent of your income, start today by saving 1 percent of your income in a special savings and investment account. Put it away at the beginning of each month, even before you begin paying down your debts. Live on the other 99 percent of your income. As you become comfortable living on 99 percent, raise your savings level to 2 percent of your income, then 3 percent and 4 percent, and so on.

Grow Your Savings and Investments

Within one year, you will be saving 10 percent and maybe even 15 or 20 percent of your income and living comfortably off the balance. At the same time, your savings and investment account will start to grow. You will become more careful about your expenditures, and your debts will begin to be paid off.

Change Your Financial Outlook in a Year

Within a year or two, your entire financial life will be under your control and you will be on your way to becoming a self-made millionaire. This process has worked for everyone who has ever tried it. Try and see for yourself.

Action Exercise

Open a special account for financial accumulation today. Make a deposit in this account, no matter how small. Then, look for every opportunity to add to this account. Begin to study money so that you understand how to make it grow. Read books and magazines by experts on the subject. Never stop saving, learning, and growing until you become financially independent.

If you like what you learned here, and you want to take these lessons to the next level, you may be interested in Brian's program, "Wealth Building Made Simple", which he designed to give you his proven, step-by-step process for achieving financial independence and building wealth. Brian went from being a homeless man without a high school diploma to a multi-millionaire and THE expert on success – so he has a lot to share.

You learn:

• The ONE thing you can think about to kick-start your getting-rich process – and make yourself a better and more serious person
• The one thing 74% of wealthy Americans have in common
• The 4 Ds to financial success
• The 5 main ways fortunes are made in America (you may be using one right now and not even know it – but without applying this new knowledge you'll just keep treading water)

And so much more.

Go here to learn more about this program, now:

"Wealth Building Made Simple"

Why Be Wealthy

Three Things to Do with Your Money

Author: Dave Ramsey

 Why build wealth? If you think wealth will answer all life’s questions and make you trouble-free, you are delusional. I have had wealth twice in my life, and I don’t find it to be trouble-free; as a matter of fact, most of the troubles have zeros attached to them. Wealth is not an escape mechanism. It is, instead, a tremendous responsibility. After years of studying, teaching and even preaching on this subject across America, I can find only three good uses for money. Money is good for fun. Money is good to invest. And money is good to give. Most anything else you find to do with it doesn’t represent good mental and spiritual health on your part.

Having Fun

The kid in us likes the fun part of this equation. If you’ve reached the point of wealth building, you have made the kid inside you behave for a long time with promises of ice cream. So if you’ve made it to this point, the kid should get some ice cream. Should anyone wear a $30,000 watch? Should anyone drive a brand-new $50,000 car? Should anyone live in a $700,000 home? Absolutely, they should. The problem with people is they buy those things when they can’t afford them.

Taking your family, even the extended ones, on a seven day cruise, buying large diamonds or even buying a new car are things you can afford to do when you have millions of dollars. You can afford to do these things because, when you do them, your money position is hardly even affected. If you like travel, travel. If you like clothes, buy some. I am releasing you to have some fun with your money, because money is to be enjoyed.

Investing

The grown-up inside us likes investing money because that is part of what makes you wealthy. In the movie Two Weeks Notice, Hugh Grant plays George Ward. The character of George is a very wealthy and spoiled corporate figure. His character isn’t one we want to imitate, but he has a great line in the movie about his wealth. He is telling Sandra Bullock’s character that he lives in this luxury hotel, when he says nonchalantly, “Actually, I own the hotel; my life is a little bit like Monopoly.”

Investing can feel like that after a while—“a little bit like Monopoly.” When you play Monopoly, you can be up, or you can get behind. Sometimes the market fluctuates, but as mature investors we ride out the waves and stay in for the long term. Sometimes I meet people who arrive at this step and are scared because just as they reach retirement age, their investments are heading down. Never fear; if you have quality investments with long-term track records, they will come back. Besides, you don’t need all the nest egg at once to retire on; you just need some of the income from it. So since you don’t need it all right then, it would be silly to cash everything out while the market is at the bottom. “Buy high; sell low” is not the formula to wealth. Be patient with the market while living off the income the nest egg produces.

You can choose to be a little more sophisticated, but until you have more than $10 million, I would keep investing very simple. You can clutter your life with a bunch of unnecessary stress by getting into extremely complex investments. I use simple mutual funds and debt-free real estate as my investment mix—very clean, simple investments with some basic tax advantages. As you arrive at this step, if you want to own some paid-for real estate, it can be fun.

Always manage your own money. You should surround yourself with a team of people smarter than you, but you make the decisions. You can tell if they are smarter than you if they can explain complex issues in ways you can understand. If a member of your team wants you to do something “because I say so,” get a new team member. You are not hiring a daddy; you are gathering counsel. God did not give them the responsibility over this money. He gave that to you. Celebrities and pro athletes often lose their entire fortunes because they give up the responsibility of managing their own money. The money manager who loses your hard-earned investments won’t live with the regret and pain that you will. A good estate-planning attorney, a CPA or tax expert, an insurance pro, an investment pro and a good Realtor are a few of the essential team members you should gather around you. I endorse the use of financial planners if they are team members and not the sole captains of their teams.

When selecting and working with your wealth team, it is vital to bring on members who have the heart of a teacher—not the heart of a salesman or the heart of an “expert.” The salesman is always chasing a commission and thinking short-term, and the “expert” can’t help being condescending, which is humorous because they likely have less money than you. Also, when taking advice, evaluate whether the person giving the advice will profit from it. If your insurance pro is coming up with more great insurance ideas every week, you may have a problem. That is not to say everyone who makes a commission off you is out to get you. There are plenty of commission-only financial people who have extreme levels of integrity. Just be aware of possible conflicts of interest.

When your money makes more than you do, you are officially wealthy. When you can comfortably live on your investment income, you are financially secure. Money is a hard worker—harder than you. Money never gets sick, never gets pregnant and is never disabled. Money works 24 hours a day, seven days a week. Money gets its job done, and it asks only for directions and a firm master.

Giving

The most mature part of who you are will meet the kid inside as you learn to involve yourself in the last use of money, which is to give it away. Giving is possibly the most fun you will ever have with money. Fun is good, but you will tire of golf and travel. Investing is good, but going around and around that Monopoly board eventually loses its appeal. Every mentally and spiritually healthy person I’ve met has been turned on by giving as long as it didn’t mean his own lights got cut off. I can promise you from meeting with literally thousands of millionaires that the thing the healthy ones share in common is a love of giving.

Summary

Someone who never has fun with money misses the point. Someone who never invests money will never have any. Someone who never gives is a monkey with his hand in a bottle. Do some of each.

Attracting Wealth into Your Life!

Attracting Wealth into Your Life! 

Author: Kisha Scott

Do you feel you have an aversion to Wealth? Do you object to be enriched? Are you turned off by abundance? If so, you should know that it is your divine right to receive wealth and abundance, the infinite riches of the universe, and the lavish abundance of creation. And if you deny unlimited prosperity, you are denying yourself because you are the image of present wealth, the expression of infinite riches of the universe, an individualization of lavish abundance. Right now you are as rich as any person who ever walked on this planet. Just because you may not be aware of this doesn't change the fact.

Universe doesn't want anyone to live a life of poverty. It's our choice either to have abundance wealth or deprived of it. This may seem weird to you because you might be thinking that no one chooses to live with lack of wealth. Consciously we may want to have abundance of wealth but deep down at unconscious level we have bad feelings toward wealth. And the truth is what we believe, it objectifies for us. For example, if you were taught in childhood that love of money is the root of all evil, more wealth makes you unspiritual, wealthy people are unkind, etc. We are not here to give superiority to wealth than anything but we are here to love the source of all wealth and everything else. That's the consciousness to create abundance wealth.

The statement "Thoughts become things" holds true every time, no exception. If you are experiencing hardships financially, know you have some garbage poured into your consciousness. You have consciously or unconsciously learned to live that way. Good news is what you have learned can be unlearned. All you need is to change the programming in your unconscious mind from that of "abundance of wealth is evil" to "abundance of wealth is God's will for me". Even if you don't have any aversions to wealth it is a good practice in achieving wealth to consciously make sure you are filling your head up with positive thoughts about wealth. You can do so by thinking thoughts of abundance, feeling abundance, and talking about abundance. You will have to change your entire consciousness regarding wealth. Only then you will be able to raise your vibration to attract the wealth you dream of.

I would recommend you practice following meditation for at least 10 minutes a day.

Find a quiet place, sit or lie down comfortably and close your eyes. Take few deep breathes. And relax your whole body starting from toes to head or vice versa. Now repeat, visualize and feel the following positive statement as they are already true.

• Spirit of God within me is the source of my supply.
• Every day in every way I am getting more and more wealth.
• I receive different checks everyday from unexpected source.
• I am receiving abundance of wealth everyday
• Everything I touch turns to Gold.

It is mandatory that you literally feel them. You might encounter a negative feeling while repeating these affirmations. If this happens, do not worry. You are in the process of change. Once your vibration is sufficiently raised, you will see people, events and circumstances working in your favor. You don't have to think HOW you are going to get the wealth. It's not your job. All you have to do is to release a wish in universe and be in vibration alignment with it by virtue of thinking and feeling most of wealth until it manifest in physical reality.

Final note from Kisha:

Wishing you Success, Freedom, and Prosperity! My greatest knowledge has been attained from my love to teach! My hopes now are to motivate and help others pave their way to prosperity and success!